UNDERSTANDING YOUR ABILITY TO RECOVER DAMAGES:

If you have been injured in an automobile accident, you may be entitled to recover damages for injuries that you have sustained. Your ability to recover for your damages will be contingent upon who is at fault and the severity of your injuries. Just because you are injured in an accident, you are not automatically entitled to recover damages. However, there may be remedies available to you. If you have been injured in an accident, it is in your best interest to contact someone to explain your rights immediately.

One primary factor in your ability to recover damages will be the amount of insurance coverage for the vehicles that are involved. There are several different types of insurance coverage that may be available to compensate an injured person.

Most policies will have no-fault coverage (sometimes referred to as PIP benefits) that will pay for some medical bills and lost wages. The insurance policies will also have liability coverage that will compensate injured persons. The actual liability coverage generally does not apply to the individual at fault.

Some policies also contain coverage against uninsured and underinsured motorists. While these coverage's are becoming more common, there are several requirements that must be satisfied prior to recovery under these coverage's. By failing to satisfy these particular requirements, you may be limiting the amount of compensation you can receive for your injuries.

Additionally, there are certain minimum requirements that must be met before you can even recover under the basic liability policy. In order to fully protect your rights, you should seek legal advice as soon as possible following your injury, even if it is not this office.